Lending
INTEREST RATES ARE BASED ON APPROVED CREDIT ON SCORES 751 OR HIGHER
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Signature (Unsecured)
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10% APR $5,000 Limit
Maximum term 48 months |
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Share covered loans
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3.0% for 6-36 months
4.0% for 37-48 months |
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| New Cars, (2022 to 2023) |
3.74% APR for 36 months |
| 3.74% APR for 48 months |
| 3.94% APR for 60 months |
| 4.09% APR for 66 months (over $20,000) |
| 4.24% APR for 72 months (over $20,000) |
| 4.74% APR for 84 months (over $25,000) |
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Used Cars
(2021 and older) |
3.94% APR for 36 months |
| 3.94% APR for 48 months |
| 4.24% APR for 60 months |
| 4.69% APR for 66 months (over $12,000) |
| 5.64% APR for 72 months (over $20,000) |
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6.14% APR for 84 months (over $25,000) |
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NEW VEHICLES - 100% of MSRP plus tax, license, service contract, and doc fee.
USED VEHICLES - Middle Blue Book including options, adding or subtracting for mileage plus tax, license, service contracts, and doc fee.
Call for rates on RV, boat and motorcycle loans
All RV, boat and motorcycle loans are 100% of list price on new and middle book on used, plus tax, license, DOC and warranty. OAC
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Vehicle refinances within the credit union must be for payoff plus $3,000.00
FULL COVERAGE INSURANCE MUST BE CARRIED ON ALL SECURED LOANS. MAXIMUM DEDUCTIBLE $750.
Signature loan refinances within the credit union must be for payoff plus $1000.00
Rates subject to change without notice