Lending
INTEREST RATES ARE BASED ON APPROVED CREDIT ON SCORES 675-750
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Signature (Unsecured)
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10% APR $5,000 Limit
Maximum term 48 months |
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Share covered loans
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3.0% for up to 36 months
4.0% for 37 months to 48 months
Longer terms at the new car rates |
| |
| New Cars, (2023 to 2024) |
4.74% APR for 36 months |
| 4.74% APR for 48 months |
| 4.94% APR for 60 months |
| 5.09% APR for 66 months (over $20,000) |
| 5.24% APR for 72 months (over $20,000) |
| 5.74% APR for 84 months (over $25,000) |
| |
Used Cars
(2022 and older) |
4.94% APR for 36 months |
| 4.94% APR for 48 months |
| 5.24% APR for 60 months |
| 5.69% APR for 66 months (over $20,000) |
| 6.64% APR for 72 months (over $20,000) |
| |
7.14% APR for 84 months (over $25,000) |
RV, Boat and Motorcycles STARTING AS LOW AS 6.24%
Open end Credit Lines up to $15,000.00 10% |
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NEW VEHICLES - up to100% of MSRP plus tax, license, service contract up to $5,000.00, and doc fee.
USED VEHICLES - up to Middle Blue Book including options, adding or subtracting for mileage plus tax, license, service contracts, and doc fee.
Call for rates on RV, boat and motorcycle loans
All RV, boat and motorcycle loans are up to 100% of list price on new and middle book on used, plus tax, license, DOC and warranty. OAC
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FULL COVERAGE INSURANCE MUST BE CARRIED ON ALL SECURED LOANS. MAXIMUM DEDUCTIBLE $750.
Vehicle refinances within the credit union must be for payoff plus $3,000.00
Signature loan refinances within the credit union must be for payoff plus $1000.00
OAC
*Rates subject to change without notice